Huh? If my rate of return > mortgage rate it makes more sense to be leveraged. If my mortgage rate was 10% I’d be paying off my mortgage.

Spy has been yielding double digit returns for years… That’s definitely bigger than most mortgages in the US.

I loved how immediately taken in by it he was. Pure bewilderment.

WoW: ill never forget it. This was BC expansion and as a Druid I had just recently unlocked flight as part of a huge questline. I was hopping around mining nodes farming for my Jeweler profession when I encountered a Druid nightelf. They had the upgraded bird form (320% speed vs 60%). I must have pissed this guy off or he was bored but he was just stalking me. Eventually he starts fighting me and we had a substantial level difference. I think he was 70 and I was 60. He was going to kill me but eventually I escaped out of combat into bird form. Of course he’s several times faster than I am. I had a sliver of health and a single moonfire would’ve killed me. I am just holding down space bar… Climbing into the sky. He fires off his moon fire. It should have killed me, but as luck would have it my headpiece gem had a 1% chance to reflect a spell. I had to read the combat logs to figure out what happened, but the spell hit him. The damage caused him to lose bird form and as he was now in combat he plummeted to his death. I landed. Danced around his corpse and went on my way. I could not believe what had just happened.