Currently browsing from alexandrite.app an alternative lemmy frontend.

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  • 46 Comments
Joined 11 months ago
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Cake day: August 10th, 2023

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  • I would focus on it the from a different angle. Instead of tracking grocery spending, I would set a number that you aim to not go over for a given month. Based upon the numbers you provided you spend an average of $700 per month on groceries. If you, for example, aimed to start with reducing your by 50% to $350 per month you would save $4400 yearly. That’s a sizable sum of money that you could put towards a vacation or a buttload of smaller purchases.

    As far as how you could go about saving that much, I would advise setting a limit on both how many grocery trips you make and how much you allow yourself to spend on each trip. So lets say you decide on about 4 trips a month (roughly weekly). In that case, spending $80 per trip would safely stay within the budget of $350. There would even be ~$30 leftover for a couple of mini trips for one or a couple items.

    To help stay in the budget, it might be helpful to take a small notepad along and log how much each item costs at as soon as you put it in your cart. You can stretch your dollar further by buying the products that tend to be more out of sight and less convenient. The products that are highly visible like the endcaps of aisles and that are at eye level tend to be the more expensive options since they are usually rented by the brands to get the prime attention real estate. Stores with a less than traditional layout, like Aldi, are also a great way to save since they are usually cheaper and let you get more bang for your buck.

    Another useful practice might be a simple grocery list. After you write it out but before you go in the store, you could order the items based on how important they are to have. Something like sweets < Potato chips < crackers < fruit < veggies < presliced meat < spreads / oils < bread. If it seems like your running total for the trip won’t cover all that’s on your list then you could forgo some of the less important or more expensive items. When calculating the running total keep in mind that there’s usually a ~10% tax on that will be added to the total. So $70 worth of groceries would end being ~$77 after checkout.

    As far as apps, I’ve tried some of them and I found they were too tedious for my taste. Even receipts often obscure what the actually product is your getting with a product shorthand that is illegible. That’s why I have ended up breaking out a smallish notepad for tracking purchases instead of using receipts.

    I guess this comment got a little long winded for lemmy, but oh well.



  • Crypto is a capitalism scam, not an anarchist idea

    Source?

    Also ooh scary buzzwords, that mean nothing in this context.

    You should read up why governments want to regulate currency.

    I might if you link me to some recommend links or sources where I can. My understanding is it is mostly to control the money supply.

    Crypto is a grift like inflated stocks where the last one holding it is the loser.

    Most crypto projects are grifts, I acknowledge that. Even so a few cryptos have actual legitimate use cases like monero.

    But I don’t see how stocks has anything to do with that. Cash is used for MLM scams does that mean I shouldn’t use cash for anything?


  • Some good points there. I would say money is value backed by (state sanctioned) violence while crypto is money backed by a proof of electronic work.

    Ultimately humans create value. Simply using crypto gives it value. Government money(fiat) only has value because people and and organizations agree it has value.

    Monero is a crypto that tries to be like cash in its anonymity and commitment to nontracking. It has legimate and ‘illegimate’ uses just like cash. You can buy VPNs privately with monero or you can buy dark market goods.

    Monero is to cash as lemmy is reddit. Similar to how social media platforms like facebook and reddit are prone to the network effect so is money.






  • Maybe you’re right. I’m certainly not an expert by any means.

    The point I was trying to make is that we have a tendency to see ourselves in a biased way. We lie to ourselves all the time about who we are and what we want.

    If you can step out of your own head and judge yourself based upon your actions instead of based on how you think of yourself you can hopefully see yourself in a more accurate way.

    I don’t believe I prescribed any behavior. I gave the example to encourage thinking about how you value people based on your actions.


  • Based upon my actions, I tend to avoid people probably from a fear of judgement, and maybe partly because I think I am better than them because I like to think I’m more informed than them usually. I also like to think and tell myself that I like people even when I don’t necessarily live up to that in reality. In general, I try to assume that people are good, while keeping in mind that they are inherently selfish.

    Even if people say and have a lot of naive or ignorant viewpoints, I try to remind myself they may partly hold those viewpoints to feel better about themselves. Everyone wants to feel like they are important, and some people do that by tearing other people down. If the only way someone can feel better about themself is by telling themselves at least they aren’t black, gay, trans, a lib, a commie, a repub, poor, etc. then they must have a pretty sad life.




  • imo there isn’t enough content on Lemmy to only whitelist certain communities. I prefer to just block the extra stuff I don’t want. All is fine if you take out most the low effort communities. I only have 10 or so communities blocked and it makes a noticeable difference. Much easier than subscribing to a bunch of communities for me.