I like what comedian Ismo said, there are two types of people: people who can sleep anywhere and people who can’t sleep anywhere. I’m from the first. You seem to be in the middle. I can fall asleep standing up.

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I’d keep it a secret as much as possible especially in the beginning. Hire a financial advisor to invest part of it. Use some for risky high yield investments and some other for easy low yield. Some would stay in bank, some will be to open a business. Some fund for kids. Some for charity. Rest is for fun