

So when mum calls to ask if we need milk, she’sa villain!
It’s all about levels.
It’s entirely different to have a 30 second conversation about picking up milk compared to joining a work meeting.
Especially when that work meeting is a video call that is distracting the driver (they are looking at the phone in the picture).
There are definitely those that would ban all phone calls when driving.
You can check on https://haveibeenpwned.com/
It’s more likely to be that they found out your login credentials, yes.
They might find a site with crappy security where they can try many usernames and passwords without getting blocked or they might actually hack the site and get the password list.
Having a strong password, not reusing passwords and enabling MFA goes a long way towards protecting against those scenarios.